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Duplicate paymentsUpdated 8 months ago

When you make a purchase with a credit or debit card, the merchant first obtains an authorization from your bank or card issuer. This initial authorization creates a temporary hold on the funds, which appears as the first pending charge on your statement.

Later, the merchant will process and settle the final transaction amount. This second pending charge reflects the actual amount that will be charged to your account. While you may see two pending charges temporarily, rest assured that the payment will only process and post one time to your account balance.

The initial pending authorization hold will automatically drop off once the final transaction amount is processed and settled by the merchant. This is a standard practice in the credit card industry and is intended to ensure sufficient funds are available and to protect against fraud. You will not be double-charged for this purchase.

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